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Finance

FHA Loan Calculator

Estimate a monthly payment for an FHA-backed mortgage.

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%
years
FHA Loan

How this calculator works

FHA loans allow lower down payments than conventional mortgages, but require mortgage insurance premiums (MIP) that aren't included in this base payment estimate.

Formula

payment = P × [r(1+r)^n] / [(1+r)^n − 1]